Scenario detection, cross-institution laundering chains, watchlist screening, risk scoring, and STR automation aligned to national FIU templates.
01 / 06
Configurable AML scenarios including structuring, velocity, circular transfers, geographic anomalies, layering across institutions, and cash-intensive business patterns.
Structuring detection
Below-threshold splitting across accounts
Velocity scenarios
Burst and threshold-testing patterns
Cash-intensive profiles
Sector baseline deviation signals
02 / 06
Correlate activity across institutions to detect placement and layering invisible to a single firm, including full chain reconstruction (for example wallet to bank to merchant and onward).
Chain reconstruction
Wallet → bank → merchant → onward
Cross-institution graph
Multi-node laundering paths
Placement detection
First-hop funds entry signals
03 / 06
Screen counterparties and beneficiaries against FATF and UN sanctions (updated within 24 hours of list changes), PEP data, adverse media, and the domestic high-risk registry.
Sanctions screening
FATF and UN list updates within 24 hours
PEP tier matching
Tier 1–3 with renewal policies
Adverse media hooks
Domestic high-risk registry integration
04 / 06
Dynamic risk scores for transactions and entities from rules, model outputs, watchlist hits, and history—recalculated continuously as new information arrives.
Continuous recalculation
Scores update as new data arrives
Model and rule fusion
Blended outputs from rules and ML
Watchlist hit weighting
History-adjusted risk factors
05 / 06
Dedicated monitoring for cross-border flows, remittance corridors, and informal channels, with enhanced focus where FATF or GIABA flag jurisdictions.
Remittance corridors
High-risk flow monitoring
Jurisdiction overlays
FATF and GIABA flagged routing
Informal channel tracking
Non-bank and wallet hop detection
06 / 06
Draft suspicious transaction reports when risk thresholds are exceeded, with mandatory fields pre-populated to the national FIU template for analyst review and submission.
FIU template alignment
Mandatory fields pre-populated
Tipping-off controls
Restricted narrative access for filing roles
Submission tracking
Confirmation and acknowledgement logs
Authorised users can enter the secure workspace to work alerts, cases, and supervisory views connected to FINX.